New Yorkers who have not yet applied for a Health Insurance Plan on the New York State Health Exchange may still be eligible to do so if they have a qualifying “life event” such as:
- Having a baby
- Adopting a child or placing a child for adoption or foster care
- Moving outside your insurer’s coverage area
- Losing other health coverage—due to losing job-based coverage, divorce, the end of an individual policy plan year in 2014, COBRA expiration, aging off a parent’s plan, losing eligibility for Medicaid or CHIP, and similar circumstances. Important: Voluntarily ending coverage doesn’t qualify you for a special enrollment period. Neither does losing coverage that doesn’t qualify as minimum essential coverage.
- Gaining citizenship
- Leaving incarceration
- Gaining status as member of an Indian tribe. Members of federally recognized Indian tribes can sign up for or change plans once per month throughout the year.